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Home Our Products Buy To Let 2 or 3 Year Loan

Buy To Let Loans Criteria
Fixed Term2 years3 years
Max LPT1Up to 85%
Max LTV2Up to 70%
Min Loan£50,000
Max Loan£15m
Min Property Value£200,000
Option 1 – Up to 70% LTV8.99% pa
Option 2 – Up to 70% LTV6.99% pa with an additional 2% pa deferred*
ERC's 4 
Year 1/Year 2/Year 36%/5%6%/5%/4%
Option 1100%
Option 2115%
Facility Fee3%
Proc FeeFrom 1.25%
Administration Fee£350
Legal Fees 6£850

Product Criteria
  • First Charges Only.
  • Tenanted Residential Investment Property – no owner occupied lending.
  • Properties in England only.
  • No CCJs, Mortgage arrears or defaults in the last 3 years. Any previous adverse will be considered on an individual basis.
Product Features
  • Interest charged on a monthly basis.
  • Interest can be retained for the full term.
  • *2% of interest per annum can be deferred and payable upon redemption of loan. If this option is selected the requirement rental coverage will increase to 115% of the reduced interest rate. Deferred interest is in addition to the interest rate shown.
Dragonfly Fast-Track requirements to go to Offer
  • Completed and signed Dragonfly Property Finance Application Form.
  • Copy Photo ID for each applicant.
  • Valuation addressed to BridgeCo Ltd & Fern Trading Ltd. All valuation fees are paid direct to the surveyor or the packaging broker. If valuation not ready we can instruct the offer subject to receipt of an undertaking for our legal fees from the client's solicitor.
  • If the loan is to be serviced current – copy bank statements (3 months).
  • Please refer to the 'Dragonfly Property Finance General Lending Criteria' and the Agreement in Principle issued for full requirements.
Download Product Sheet
  1. Loan to Purchase Price for Discounted transactions. The lower of LTV/LTP above will be used.
  2. LTV – Loan To Value based on 180 day Market Value.
  3. Interest Rate – Calculated on a monthly basis.
  4. ERCs above only apply if the loan redeems prior to the final month of the term.
  5. Deducted from the Loan advance.
  6. £850 will typically be charged for purchases up to £500,000. For full legal fee scale, please see general criteria guide.
How to Apply
Fill out the Enquiry Form online at www.dragonflyfinance.com. We will respond with an Agreement in Principle or contact you to discuss your application in more details as soon as possible.